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Licensed Florida Independent Insurance Agency 

Compare Florida Auto Insurance Quotes Online

Compare coverage options from multiple Florida carriers.

Start your quote online and compare available coverage options from participating Florida carriers. No phone number or email address is required to begin.

Licensed Florida independent insurance agency

Licensed FL agency
  • Secure online quote process
  • No phone number required to begin
  • Fast online quote process
Save $487/yr avg
Quote timer
Get a quote in under 3 mins
02:47avg. time
Sample rates · Maitland, FL · 2022 Honda Civic
LIVE
Progressive
Full coverage · $500 deductible
$118/month
Best
Bristol West
Full coverage · $500 deductible
$142/month
National General
Full coverage · $500 deductible
$156/month
Comparing 12+ Florida carriers Save up to $487/year

Comparing quotes from

Brand Name : Brand Short Description Type Here.
Brand Name : Brand Short Description Type Here.
Brand Name : Brand Short Description Type Here.
Brand Name : Brand Short Description Type Here.
Brand Name : Brand Short Description Type Here.
Brand Name : Brand Short Description Type Here.
Brand Name : Brand Short Description Type Here.
Brand Name : Brand Short Description Type Here.
Brand Name : Brand Short Description Type Here.
10+

Carriers compared

Every quote, every time
5,000+

Monthly quotes

Generated across Florida
$487

Average savings

For drivers who switched
12,000+

Online quotes delivered

And counting
How it works

Three Steps to Compare and Buy Coverage

Compare options and complete your application online at your own pace.

01

Enter your basics

Enter your ZIP code, vehicle details, driver information and address. No phone number or email address is required to begin.

02

Compare real rates

Review available prices and coverage options from participating carriers. Adjust limits, deductibles and optional coverages before choosing.

03

Buy & drive

Choose an eligible policy, complete the required information and make your payment. Electronic SR-22 or FR-44 filing may be available when required. 

Built for Florida coverage

Florida Auto Insurance Made Easier

Florida auto insurance includes state-specific requirements such as PIP and Property Damage Liability. We help you compare coverage options based on your driving situation. 

Florida PIP and Property Damage Liability

Florida generally requires at least $10,000 in Personal Injury Protection and $10,000 in Property Damage Liability to maintain vehicle registration. Additional coverage or filing requirements may apply. 

SR-22 and FR-44 Filing Assistance

Need an SR-22 after a licence suspension or an FR-44 after a qualifying DUI-related requirement? Compare eligible coverage and request electronic filing assistance. 

Licensed & local

Licensed Florida independent insurance agency based in Maitland, with support available when you need help. FL License # L108924

Coverage options

Explore Florida Auto Insurance Options

Choose the path that matches your coverage needs, driving history and vehicle situation.

Full coverage

“Full coverage” commonly refers to a combination of liability, collision and comprehensive coverage. Limits and deductibles vary by policy.

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State minimum

Explore coverage designed to meet Florida’s basic registration requirements and understand what minimum coverage may not protect.

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SR-22 insurance

Compare policies that can support an SR-22 filing after certain licence suspensions, coverage lapses or financial-responsibility requirements.

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FR-44 (DUI)

Compare higher-limit coverage for drivers who have an FR-44 requirement following a qualifying DUI-related event.

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Teen & young driver

Compare coverage options for teen and young drivers. Good-student, safe-driving and telematics discounts may be available based on carrier eligibility.

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High risk drivers

Compare options for drivers with tickets, accidents, a coverage lapse or other higher-risk factors.

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Nonowner insurance

Need liability coverage without owning a vehicle? Explore non-owner insurance options for eligible drivers.

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Optional Auto Insurance Coverages

Explore roadside assistance, rental reimbursement, gap coverage and other optional protections available through participating carriers. 

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Why InsureBuyNow

Compare Florida Auto Insurance. Zero phone tag.

As an independent Florida insurance agency, we can compare available options from multiple participating carriers instead of limiting your search to one insurer.

  • Multiple Florida carrier options

  • No phone or email required

  • Start and buy online

  • Same-day SR-22 & FR-44 filing

  • Digital policy documents

  • Florida-based support

Compare Florida Auto Insurance Rates
Compare available rates and coverage options. Actual premiums vary based on driver, vehicle, location, coverage, discounts and underwriting eligibility.

For Florida drivers who switched through InsureBuyNow

Direct carrier

$189

Big agency

$156

InsureBuyNow

$118

Based on avg. Florida driver, 2022 sedan, full coverage
Reviews

What Florida Customers Say

Verified feedback from customers who completed a policy purchase through InsureBuyNow.

“So much easier than I expected.”
I answered a few simple questions, compared my options, and found a better price. The entire process was straightforward and easy to understand from start to finish.

Michael R. Orlando, Florida.

“I loved the privacy.”
What sold me was not having to give out my phone number or email just to see a quote. No unwanted calls or texts — just quotes and the information I needed to make a decision.

Jennifer M. Tampa, Florida

“From quote to insured surprisingly easy.”
I expected buying auto insurance online to be a hassle, but it wasn’t. I got my quote quickly, called SunKey, and had my insurance taken care of in minutes. Simple, fast, and easy.

David T. Orange Park  Florida
Resources

Florida Auto Insurance Guides

Clear guides on coverage requirements, SR-22 and FR-44 filings, teen drivers, claims and ways to save.

Blogs
Blogs
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FAQ

Questions, answered

InsureBuyNow is Florida's first fully digital auto insurance interface, letting drivers compare rates and buy a policy online in under 3 minutes — with no phone number or email required for a quote, and no data ever sold to third parties.
InsureBuyNow is Florida's first fully digital interface for buying car insurance in under 3 minutes — compare rates and get insured, completely online.
No. You can compare real insurance rates without entering your cell number or email — no calls, no spam, no selling of your data.
Florida requires at least $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage Liability (PDL) coverage.
An SR22 is not insurance — it's a certificate your insurer files with the state proving you carry the legally required minimum coverage, usually after a DUI, license suspension, or serious traffic violation.
An FR44 is Florida's version of the SR22 required specifically for DUI-related offenses, and it requires higher liability limits than a standard SR22 policy.
Florida FR44 policies require at least $100,000/$300,000 in bodily injury liability and $50,000 in property damage liability — higher than standard state minimums.
Yes. InsureBuyNow can file your SR22 or FR44 electronically with the Florida DHSMV, often within the same day.

Most Florida drivers must maintain SR22 or FR44 coverage for 3 years, depending on the court or DMV order.

Yes, typically. This status signals higher risk to insurers, so premiums are usually higher — InsureBuyNow compares carriers to help find the lowest available rate.

Yes. InsureBuyNow specializes in budget-friendly coverage for young Florida drivers, comparing quotes instantly across multiple carriers with no old-school sales process.

Getting a quote requires no personal details — no phone number, no email. Once you decide to purchase a policy, we securely save the required information to issue your coverage. Rest assured, we never sell your data to any third party, at any cost.
Ready when you are

Compare Florida Auto Insurance Rates Online

Enter your ZIP code and vehicle year to begin comparing available coverage options. No phone number or email address is required to start.

  • Secure online quote process
  • No phone number required to begin
  • 3-minute Fast online quote process
Limited time offer

Florida drivers are saving $487/year on average

See your personalized rate from 20+ carriers in under 3 minutes.

Your Privacy & Our Speed — Guaranteed No cell number. No email. No sales calls. Ever.
Licensed Florida agency · Data never sold
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Maria in Tampa just saved $58/mo
2 minutes ago